Acceleration

Payment integration for digital banking, ecommerce, and platforms.

Pakistan payment rails (Raast, 1LINK), international gateways (Stripe, Adyen), card processing, and the operational logic that handles reconciliation, refunds, and the edge cases that break naive integrations.

Raast 1LINK Stripe
What we deliver

Payment integration that survives real-world edge cases.

The integration is the easy part. Reconciliation, refunds, and dispute handling are where naive implementations break.

Raast

Raast & 1LINK integration

Direct integration with Pakistan’s instant payment rails — Raast person-to-person, 1LINK ATM/transaction switching, and acceptance flows.

International

International gateways

Stripe, Adyen, PayPal, and regional payment gateways — for businesses with international customers or expansion plans.

Cards

Card payment processing

Visa, Mastercard, UnionPay — direct or via gateways, with tokenization, 3DS authentication, and PCI-DSS-compliant capture.

Reconciliation

Reconciliation logic

Daily settlement matching, exception handling, and the operational tools your finance team needs to keep books clean.

Refunds

Refund & dispute handling

Refund workflows, partial refund logic, chargeback handling, and the audit trail regulators want to see.

Compliance

PCI-DSS compliance

PCI-DSS-compliant capture, tokenization, and storage — keeping your environment out of scope wherever possible.

Tech we use

Production tech stack.

Stripe
Stripe
International gateway
PayPal
PayPal
Global payments
Adyen
Adyen
Multi-country acquiring
Visa
Visa
Card networks
Raast
Pakistan instant payments
1LINK
Pakistan switching network
FAQs

Questions buyers typically ask.

Pakistan payment rails — which one is right for us?

Depends on use case. Raast is best for instant P2P and merchant payments. 1LINK is the broader switching network — ATM, IBFT, and account-to-account transfers. Many products integrate both. We help pick based on your customer journey and cost model.

International payments — what gateways?

Stripe is the default for most international ecommerce. Adyen is stronger for multi-country businesses needing local acquiring. PayPal still matters in some markets. We integrate whichever fits — sometimes multiple in parallel.

How do you handle PCI-DSS?

Tokenization at the gateway keeps raw card data off your servers. We design the integration to keep your environment out of PCI-DSS scope wherever possible. Where in-scope handling is needed (e.g., for specific banking flows), we build to PCI-DSS Level 1 standards.

What about refunds and chargebacks?

Refund workflows include partial refunds, automated reconciliation, and customer notification. Chargebacks are handled with audit-trail capture and dispute-response automation. Operations dashboards let your team intervene where needed.

How do you handle reconciliation?

Daily settlement files from payment providers are auto-matched against transactions. Exceptions are surfaced in an operations dashboard with workflow for manual resolution. Finance gets clean books; operations gets visibility.

Tell us what you need to build, integrate, or operate.

Whether it’s a new product, a stuck integration, or a system that needs a fresh team — we’d like to hear about it.

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Or email info@braincrop.io